Car Accident FAQs
How long do I have to file a car accident lawsuit in Missouri?
Generally 5 years from the date of the crash to file a personal injury lawsuit in Missouri (RSMo §516.120). Illinois is much shorter — generally 2 years. Because evidence and witness memories fade fast, do not wait on either deadline.
What if I was partly at fault for the crash?
In Missouri you can still recover: Missouri follows pure comparative fault, so your compensation is reduced by your percentage of fault but never barred by it. Illinois is different — if you are more than 50% at fault there, you cannot recover. Do not admit fault to an insurer before getting advice.
What should I do right after a St. Louis car accident?
Call 911 and get medical care first, even if you feel fine — some injuries show up days later. Exchange insurance information, photograph the vehicles, the scene, and your injuries, and get witness names. Report the crash, then talk to a lawyer before giving a recorded statement to the other driver’s insurer.
The other driver has no insurance. Do I still have a case?
Often, yes. Missouri requires auto policies to include uninsured-motorist coverage, so your own policy may pay when the at-fault driver has none. Hit-and-run crashes are handled the same way — which is why reporting the crash to police promptly matters.
What does it cost to hire NMN for a car accident case?
The initial consultation is free. Call 314-207-3110 to have a lawyer review what happened before you accept any settlement — once you sign an insurer’s release, you generally cannot reopen the claim.