Truck Accident FAQs
How is a truck accident case different from a car accident case?
More than the trucking company can be liable — the driver, the carrier, the cargo loader, and the maintenance provider may all share fault, and each may have separate insurance. Commercial trucks are also covered by federal safety regulations on driver hours, inspections, and maintenance, and violations of those rules can be evidence in your case.
How long do I have to file a truck accident claim in Missouri or Illinois?
Generally 5 years from the crash in Missouri (RSMo §516.120) and 2 years in Illinois. In practice truck cases are won or lost much earlier: electronic logging and “black box” data, dashcam video, and maintenance records can be overwritten or discarded, so preserving that evidence is urgent.
What evidence matters most in a truck accident case?
The driver’s electronic logs and hours-of-service records, the truck’s event data recorder, inspection and maintenance files, the load/cargo records, and the carrier’s hiring and training file. A lawyer can send a preservation (spoliation) letter to the carrier immediately so this evidence is not lost in the normal course of business.
The trucking company’s insurer contacted me already. Should I talk to them?
Not before getting your own advice. Commercial carriers typically send investigators to serious crashes within hours, and early settlement offers are made before the full extent of injuries — especially brain, spine, and burn injuries — is known. You do not have to give a recorded statement to the other side’s insurer.
What does it cost to talk to NMN about a truck accident?
The initial consultation is free. Call 314-207-3110 — the sooner after a serious truck crash, the more evidence can still be preserved.